Purchasing life insurance is one of the most important financial decisions people will make in their lives. There are approximately four million life insurance policies in force in New Zealand, with consumers paying $2.54 billion in annual premiums.
Take harder look at advisers' cosy commissions
Have you ever asked your financial adviser a raft of questions like ... "In the advice you are giving me today are there any benefits you are going to receive?" It's is worth asking!