KIWISAVER with STEWART GROUP
Evidence‑based investing for your future
For most New Zealanders, KiwiSaver is the foundation of long‑term financial security. Getting the fund choice right matters, not just at retirement, but at every stage along the way.
At Stewart Group, the majority of our KiwiSaver clients invest through the Booster Asset Class KiwiSaver Scheme, a set of carefully designed funds that give everyday KiwiSaver investors access to world‑class investment strategies, supported by local advice and oversight.
As asset consultants to these funds, we help ensure your KiwiSaver is invested in a way that aligns with your goals, timeframe and comfort with risk.
About the Booster Asset Class KiwiSaver Scheme
Launched in 2013, the Booster Asset Class KiwiSaver Scheme was created with a single purpose: to give all KiwiSaver investors access to Dimensional Fund Advisors (DFA) strategies, regardless of account balance.
DFA’s investment approach is guided by decades of academic research, including work from Nobel Prize‑winning economists. Their philosophy focuses on long‑term value creation, broad diversification, disciplined portfolio design and transparency.
These funds are not built around market predictions or short‑term trends. Instead, they follow a structured, evidence‑based approach that aims to deliver strong outcomes through full market cycles.
Why our clients choose Booster Asset Class funds
Access to Dimensional Fund Advisor strategies
Non‑bank, New Zealand‑owned KiwiSaver provider
Transparent investment process and fee structure
No performance fees, with a rebate fee structure
Flexibility to adjust asset allocations as your circumstances change
A long‑term focus, with net returns targeted in the upper quartile of KiwiSaver providers
Backed by more than 39 years of Stewart Group investment experience, our advisers focus on helping clients invest with confidence, clarity and purpose.
CORE FUND OPTIONS
Each of the three Booster Asset Class funds is designed for a different investment timeframe and risk profile.
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For shorter‑term needs and greater stability
The Booster Asset Class Conservative Fund is suited to investors seeking modest returns with lower volatility. It invests primarily in income assets, with some exposure to growth assets, and is designed for shorter to medium timeframes.
Suitable for investors who may need access to their money sooner
Lower expected volatility than balanced or growth funds
Focus on capital preservation and steady returns
A full breakdown of returns, fees and asset allocation is available in the latest fund update below.
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For steady growth with moderated ups and downs
The Booster Asset Class Balanced Fund seeks to balance growth and stability by investing in a mix of income and growth assets. It is designed for investors with a medium‑term horizon who can tolerate some market movement along the way.
A diversified mix of income and growth assets
Designed for five years plus investing
Aims to smooth volatility while still delivering long‑term growth
A full breakdown of returns, fees and asset allocation is available in the latest fund update below.
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For long‑term investors focused on higher returns
The Booster Asset Class Growth Fund is designed for investors with a longer timeframe, typically ten years or more, who are comfortable with higher short‑term fluctuations in pursuit of stronger long‑term returns.
Investments focused primarily on growth assets
Greater expected volatility in the short term
Designed to maximise long‑term capital growth
A full breakdown of returns, fees and asset allocation is available in the latest fund update below.
KiwiSaver Tailored to You
While these three Asset Class funds suit most clients, they are not the only options available.
Through Booster, we can also consider other specialist or bespoke KiwiSaver funds, including socially responsible and high‑growth options. Fund selection is always based on your personal situation, goals, investment timeframe and risk tolerance.
Your KiwiSaver should evolve as your life does. That is why we review fund suitability over time, not just once.
ARE YOU IN THE RIGHT KIWISAVER FUND?
Being in the right KiwiSaver fund can make a meaningful difference over the long term. If your circumstances have changed, or if you have never reviewed your fund choice, a simple conversation can provide clarity and reassurance.
Our advisers believe your future deserves more than guesswork.
Talk to Stewart Group today to ensure your KiwiSaver is working as hard as it should for you.
