A canny view: The ups and downs of downsizing

If your family has grown up and flown the nest and you’re moving closer to retiring, it’s likely that you’ve at least thought about downsizing your home. For some, downsizing can be for practical reasons. For others, it might be a desire to be closer to their children if they’ve relocated, or it might simply … Read more…

The Seven Virtues of Process

Success as an investor starts with the key questions of why, what, where, when and how. Why are you investing? What are your priorities? Where is your destination? When do you hope to get there? But it’s the ‘how’ that’s often overlooked. ‘How’ relates to process. It’s not just what you invest in, but the approach you take to investing. This means adopting … Read more…

Having a Game Plan

An advisor once said he did not so much have people with investment problems as he had investments with people problems. Your assumed rationality can vanish in a crisis. So why not build your human imperfections into your game plan? When unsettling news is breaking there’s a natural inclination among people to want to adjust … Read more…

Are you contributing enough?

We are already 3 months into the new KiwiSaver year, have you checked your contribution levels yet? Will your level of contributions meet the minimum amount ($1,043) to get the full member tax credit ($521) from the government by next June? Self Employed? Rather than leaving it until the last minute to source and organise … Read more…