Risk & Insurance Articles
Ever since the global financial crisis hit, governments around the world are focusing on the collection of revenue in a global sense – meaning closer scrutiny of offshore assets of their residents. A good example of this are the Swiss Banks, which have been the backbone of the Swiss economy through their banking secrecy laws. … Read more…
Imagine what would happen if you got sick and couldn’t work for a long period of time. How would you pay the mortgage, buy the groceries, provide for your family? Every day ill-health and injury puts people out of work. If you think it won’t happen to you, you’re the same as almost everyone else. … Read more…
Stewart Group are delighted to welcome Australian associate Peter Mancell, Mancell Financial Group and FYG Planners, to the Advisory Board. Peter brings a great deal of knowledge and over 35 years experience in strategic financial planning, estate planning, insurance planning, income tax, superannuation fund management and investment advisory services. Peter has had a long term … Read more…
Think your insurance premium seems a bit on the high side? It’s worth reviewing your policy regularly to see if you can save on premiums.
Recent media coverage has highlighted the case of an elderly couple who were informed of a massive rise in premium for their health insurance and decided to cancel the policy, only to be offered a much better deal by their insurer.
People who have worked in Australia are being urged to transfer their superannuation to New Zealand’s KiwiSaver or risk wrestling it from the Australian Taxation Office (ATO).
Owners of all-purpose motor vehicles often appreciate their cars most when they leave smooth city freeways for rough gravel country roads. In investment, highly diversified portfolios can provide similar reassurance. In blue skies and open highways, flimsy city sedans might cruise along just as well as sturdier sports utility vehicles. But the real test of … Read more…
If you are a KiwiSaver member already, you will appreciate how straight forward and easy it is to sign up to start saving for retirement straight away. Imagine if the same process was available to employees to automatically be enrolled in your own personal health insurance plan. This is one possibility that is being researched … Read more…
If you are prevented from working due to sickness or injury, income protection insurance (also known as income replacement insurance), can provide you and your family with a monthly benefit that replaces a percentage of the lost income. Initially, you can choose the amount you want covered and most companies offer up to a maximum … Read more…
If you have smoked in the past, but stopped more than 12 months ago, you may be eligible for huge savings on your insurance premiums. Non-smoker premiums for health insurance are between 10 and 20% lower than smoker rates, and non-smoker premiums for other risk insurances, like Term Life, are 40 to 60% lower than … Read more…
he following is an excerpt from an article in the New Zealand Herald. A link to the full article is at the end. The big difference between health insurance in Australia and New Zealand is that it is a growth industry in the former but not the latter. This is illustrated by the following figures: … Read more…